Whether we are satisfied or dissatisfied with our dealings in life, the utmost goal of majority of us is retirement. Though, we were born just to go through certain life rituals: find a job, get married, buy a house, raise children, change wardrobes, jobs or  careers, retire and then die. But, is that all?

Do we have a sense of personal purpose? Do we simply know why we were born? Did our reasons give us a passion for living?. Answer to my publication ‘ WHY AM I HERE?’. Yes we really need to have reasons for existence. Life is absolutely embedded with meaning. If we envisage only after working for years for gold wristwatch and a pension, then I say life is a tragedy in the making. We only know why we exist when we were meant to be going some where.

No matter how much money we gather, if we don’t have a clear vision of our race, we are truly poor. It is said that if we don’t know where we are going, any roads take us there. Unless you have a clear idea of where you are to go, the chances that you will get there are remote.

ARE YOU FULFILLING PURPOSE? Do you find happiness in discharging duties? are you truly there?

Myle  Munroe said “The poorest person in the world is a person of no dream”. 



#4. There’s no joy in victory without running the risk of defeat.

I heard you are boycotting failure. Let me ask, can anyone boycott being pursued by his/her shadow?. Capital NO. Therefore, no success without a failure/ defeat. Always keep in mind that loosing is part of a winning. When you fall down, get up and keep moving. 

It is by trying things you figure out how far you can go.

Don’t be afraid about failure or embarrassed by the failure. All you should care for is not to dwell in it. Be happy because failing is a signal to winning. 

However, a defeat or failure is difficult, painful, frustrating, leaves pieces of you destroyed on the floor and makes you doubt yourself – no matter your age. But never relent, see it as a necessary tool for unquantified success. 

Try it more, but in a new dimension, a new reasoning, a new ideas and with a methodology.


#​3. Take whatever you can from your life because because when life starts taking from you, it takes even your last breath.

Life is like a convergence theory. It catches us up as we grow if we refuse to understand how to take from it. If you don’t take it, you depreciate and the life remain constant, then the expenditure of life catches u up.

Here are the important part u can simply take from it

 PRODUCTIVITY: How you invest your time is a reflection of how you invest your money. The brilliant and wealthy ones cherish investing their time, they see each year, month, week, day and minute as an opportunity to invest. Efficiency is a process, failure to prepare is preparing to fail.

SELF DEVELOPMENT: Your habit can make you or break you. You are what you eat, read, talk, etc. Don’t forget your inner circle is your dream team.

  What you surround yourself with determine your growth in life. Your life is a reflection of how well you know yourself and the life itself. Stay positive

RELATIONSHIP: it is the foundation of the extent you reach in life. The most difficult relationship is the one you have to yourselves. I called it self esteem, without having a positive relationship with yourselves, every other relationship remains unsuccessful. 

Having positives self relationship then friendship and love relationship have their ways.

HEALTH. This is a great resources given to mankind by God. It is your temple treat it better. Too much glucose and the body crash, lack of sleep not too good, and physical training a dose for an healthy body. Manage God’s given resources well.

You don’t get anywhere trying cut off the line. Watch and take it in time before it starts taking it back.



#2 When someone hurts you, don’t feel bad because it’s a law of nature that the tree that bears the sweetest fruits gets maximum number of stones.

Give me a successful man and I will tell you number of distractions he/she neglected in maintaining a positive focus in life.  

They stay focused on their past successes rather than their past failures. They stay focus om their journey rather been wasting time, energy and resources  on stones around. They act on the next action steps they need to take to get them closer to the fulfillment of their goals rather than all the other distractions that life presents to them. 

Stones will surely come, but to some is a blessing while to others is a barrier.

Don’t give up because of stones if you don’t want to go down. Don’t relax if you don’t want to be released. Don’t slow down because of stones if you don’t want to end low. Press on if you don’t want to be pressed on. 

Stand up out stones if you don’t want to be pushed down. Don’t rest too early if you don’t want be laid to rest too early.

Thanks for reading. Watchout for #3.


​January gone, February is passing. 2018 will soon be passing. How financial prudent are we?

If you don’t know how to make money, if you don’t have a financial instinct you may not know how to spend money and build wealth

Until you have an understanding to know the difference  between asset and liability, you will still get confuse about what you should spend your money on. You just have to be Intelligent about what is called finances before you can fully enjoy it

Financial prudence basically means planning well in advance and investing in areas where you can expect high returns. It also means having complete knowledge about the money you have and how you can make it grow best. How can it grow. 

#1 Don’t leave beyond your monthly budget. If you have not created one, create today. Don’t live beyond your budget, live within the budget and stick to this habit. Out of the disposable income of yours, raise the habit of saving more.

Capital investment and human investment are so Paramount as they yield exorbitant returns.

#2 Be a rational spending. Make buying decisions on the VALUE you get: If you are planning to buy a house, or a car or a motorcycle, your decision should be based on the value you get for the same over its entire lifecycle. It is ideal to plan the amount you are comfortable spending.

If your buying has no value and highest priority in the scale of your preference, then it becomes useless and your decision is irrational. Make a wise decision.

#3 Create a speculative/ contingency account. Contingency account helps you when there is an emergency or a sudden need for money. This way, you will not have to ask your family or friends for help or be caught up with emergency. Emergencies wipe out plans, get prepared.

#4 Planning for the long term: Financial planning means planning for the long term. Be it for a month, year or for your long term goals. Set aside certain financial goals for the long term and plan for the same. Maintain a  and set aside a particular amount to achieve the financial goal. Planning for long term should begin now. You will have to work towards your goals and save and spend accordingly. 

#5 Ready for seasonal discounts: When purchasing daily necessities or for big buys, the ideal thing is to wait for festive offers and make the most of them. Festival offers usually help you purchase at a cheaper rate. For instance. You can make the most of your purchase and save from the budgeted amount as well. Scout through different shops or online shopping websites to find the best deals and offers available for your purchase. It is ideal to wait for an offer than to make an impulsive purchase.

Napoleon hill said ‘If you cannot do great things, do small things in a great way’. Live a financial instinct habit and that great level will co!e through this small habit ways.

Read and digest. Journey of life cares.


​Marriage is a life commitment and life deal, thorough planning and commitment comes before a happy marriage.

Many relationship lead to a fail marriage since the foundation is not defined. Marriage will not make you happier not until you stop seeing it as an end means but means to an end. Marriage has no power in itself beyond the two people involved. 

Learn to let go. This act alone stimulate a successful relationship and marriage.

Marriage will not change you. Change begins inwardly. Marriage is not a change agent. Marriage will not improve your attitudes, it will expose them. Marriage does not eliminate your weaknesses, it will amplify them. Start working on your attitudes and weaknesses before marriage. The early the better.

Sensitization and proactive, a vital tool. Marriage will not take pressures away, it will probably bring more.

You have one more life to manage. If you cannot manage yours and you venture into marriage, it will be a disaster. When the children start coming, there will be more pressures. Marriage is sweet and lovely but too overrated than what it stands for. One of the results that married couples achieve with greater intimacy is greater sensitivity to one another’s needs. Being sensitive and tuned into your partner help.

Comparison kills. Resentment, bitterness, unhappiness, insecurity result in comparison.

Marriage is so fragile that breaks at the point where couples compare themselves with others. Work yours out and understand how it works.

Sweet words an ingredients of a happy marriage. Say one today. “I love u” “Am sorry” “Thank you” etc. 
Remember happy marriage leads to a happy life. Apply the rules.


#1. Take risks in your life. If you win, you can lead; if you lose, you can guide.
Life is embedded with taking risks, many dealings of life is full of risks. But too many people confuse a gut instinct with fear.

They overrated gut instinct  till it causes them not to proceed. The discomfort zone they live, they see, they dine with is rated better than the glorious zone they are yet to see. Why? Because of gut instinct.Gut instinct is the stagnating spirit rating present over future. Once the spirit takes control fear comes. As fear comes, it overshadows calculated risks. Rather than stepping outside their comfort zone, they avoid the risks that could propel them forward.

You have to risk it out towards future.  Be calculative in the steps you take. Be a planner; make short term and long term risks. Work with the facts available to you.

In all faces of life, many people struggle to calculate risk. They assume if something feels scary,  it must be really risky. But that’s not an accurate way to measure risk. 
Remember the most difficult period produces the most memorial moment in life. Take it, if you win you are celebrated, if you lose it guilds you more.

 Making calculated risks make you not to be seen everywhere before you are known everywhere.

Thanks for the time spent on reading. Watchout for the #2 GADGET.